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Optimus Financing

Find out if you’re pre-qualified for a new HVAC system in under a minute without a credit pull:


Wells Fargo

At SoCal Climate Control, we believe that buying a heating and cooling system should be convenient. That’s why we have teamed up with Wells Fargo to be able to offer you a wide variety of plans that can suit your budget. Financing with approved credit through Wells Fargo provides:

  • Convenient monthly payments to fit your budget
  • Fast Credit Decisions
  • No Money Down Required
  • Competitive Interest Rates
  • Simple Application Process

Wells Fargo offers great options for financing. Many of our customers take advantage of their promotions and convenient monthly payment.

Click below to apply for financing today.


Mosaic Financing

About Mosaic
Mosaic believes that financing for home improvements should be simple and worry-free for both contractors and homeowners. That’s why they work with leading solar and home improvement companies across the nation to make financing options available for home improvements, solar energy systems, batteries, and more.

Now it’s easier than ever to have the smarter, more energy-efficient home of your dreams. With home improvement financing options, you can remodel your kitchen and bath, update windows, doors, and siding, upgrade your HVAC, roofing, and gutters, or add home automation and much more.

Over 2 million homeowners in the U.S. have improved their homes with solar energy systems, and it’s not just those that care about the environment – solar has become a popular, mainstream investment because it can save a significant amount of money on electricity bills.

Adding a battery to your home energy system allows you to tap into the power produced by your solar panels whenever you want or need it – enhancing your emergency preparedness while increasing the economic benefits of your solar energy system at the same time.

Apply for Financing Online

GreenSky Financing

A Better Way to Connect: Greensky Credit

All right here. Anytime. Anywhere.

The GreenSky credit® Programs make it easy for us to offer affordable financing to customers like you. GreenSky is the servicer for one of the nation’s largest bank lending programs. Banks in the GreenSky® Programs have financed more than one million home improvement projects. We service loans on behalf of more than a dozen leading banks across the nation.

You can think of GreenSky as a link between contractors, their customers, and banks. We bring everyone together and simplify the loan process, from application, to decision/approval, to payments.

Contact Us to Learn More

Home Run Financing

What is Home Run Financing?

Home Run Financing is an innovative way to pay for upgrades to your home. With Home Run Financing, you pay for critical home upgrades over time, as part of your property taxes. Qualification for Home Run Financing is based on the equity in your home, not your credit score. With same-day approvals, flexible repayment terms, and access to trusted home improvement contractors, Home Run Financing is a great way to pay for important home renovations.

Why Choose Home Run Funding?
You shouldn’t need perfect credit or a giant bank account to have a comfortable, safe, and efficient home. Our Home Run Financing program has helped thousands of homeowners afford to upgrade.

Learn More

Home Run Financing

Hear about what Home Run Financing can do.

Hear how these homeowners used Home Run Financing to complete a variety of home renovation projects quickly and affordably. Between the simple application, straightforward repair process, and top-notch customer service, it’s easy to see why homeowners love Home Run Funding.

Gain peace of mind with a Home Run Financing-certified contractor.
Becoming an authorized Home Run Financing contractor requires that they:

  • Are licensed and insured.
  • Have good customer reviews.
  • Complete their Home Run Funding education course.
  • Don’t get paid until we have your written and verbal confirmation that the project is complete.

Synchrony Financing
If you have a large or routine purchase to make, we have the financing solutions that can help fit it into your budget. From national retailers to local merchants, Synchrony helps you plan your purchases and manage your payments in major categories, including HVAC.

Get more time to pay for unexpected heating or air conditioning service and repairs. Check out a few of the convenient financing offers available from our Synchrony partners.

Family comfort often gets taken for granted—until there’s an AC outage or your furnace fails. Synchrony can help you weather any unexpected home comfort crisis with budget-friendly financing solutions.*


  • Convenient monthly payments
  • Exclusive promotional financing offers*
  • Simple, hassle-free application process with fast credit decisions

*Restrictions apply.

Apply Now


Home improvement financing with $0 down. That’s Benji.

A simple, straightforward path to your dream project with fast, in-home approvals.

Contact Us to Check Your Eligibility

How it Works

Plan Your Project
This is the fun part. And the more planning you do, the smoother your project will be. From upgraded windows and doors to a full kitchen remodel, planning is everything. Consider your budget and let your imagination do the rest.

Pair with SoCal Climate Control
We’ll help you with your Benji Application. Remember, with Benji, we’re not paid until you’ve signed off that the project has been completed.

Apply for Benji.
This part is easy. Complete an online application with your contractor in the comfort of your own home, and get your results in minutes. Explore financing options with multiple term lengths and calculate payments without affecting your credit.1 Get your project started with $0 down, and no interest – no payment plans up to 18 months.2

1No hard credit check required to receive pre-approvals or calculate terms and payments. Benji hard credit check occurs after terms are selected before financing documents can be signed. LendingPoint™ hard credit check occurs after financing documents have been signed.

2No payments are required during the special financing period following project completion. Thereafter, substantially equal monthly payments are required for the remainder of the financing term (60 months) or until the unpaid balance of the amount financed is paid in full. Interest will accrue during the promotional period, but will be waived if the amount financed is paid in full prior to the expiration of the special financing period. Benji special financing plans not available in some states.

Learn More

SoCal Gold Membership
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What others say

Overall, this was a very good experience. Customer service was great! The price was reasonable. Installation was scheduled 2 days after we purchased the HVAC system,. They installed the system in approximately 5 hours, and there was no mess. This a very professional operation

Joseph Pecot

I have been unbelievably impressed and overwhelmingly happy with the quality of the service provided by the team at So Cal Climate Control. From the initial estimate to the install and everything else, everyone we’ve had on this project has been so friendly, professional, and detail oriented. Highly recommend this company if you are looking for HVAC work.

Julie Matos

Angel and Robert were professional and installed a great system of the highest quality. It runs cold and quiet; what more could one ask for?? Great company; great staff; highest of quality and the highest of recommendation.

Joe Baratta

So Cal Climate Control was Home Adviser’s first choice, so I called and talked to dispatch. I had a technician ( Chris) at my door within 2 hours.
He was professional, courteous and their price was reasonable.

James Fisher

Wonderful company! From the moment they came to give us a bid for their services to the last minute they were here. Very professional, knowledgeable, and genuine. You will not spend any money you don’t need to spend, they are honest about the work your home needs done, but also honor whatever services you’d like to have done. They respond quickly, and promptly. We had our vents/registers cleaned, old ducts removed, & new ones installed, they took care of the whole process leaving nothing behind. Charles and his crew were great! Respectful, professional, and always on time. Would highly recommend.

Maria Hoz

Mike sent his team out when our AC failed on the hottest day. It was a late Saturday afternoon and we were staring down having to wait until Monday at the earliest to get someone out. Mike immediately told me his team would be there within 90 minutes, and they showed up on a Saturday evening within the hour! Great service!

Mary Goldstein

Great people. A year ago they replaced my duct work so called them when I needed a new furnace. Prompt, quick turn around and very professional. I totally recommend this company!! On the same day, they installed a tankless water heater. These peeps are amazing!

LuAnn Hughes

Just the best service, honest, reliable company!! Have a new unit, love it.. and have told many people to use this company. I had 3 bids when I was looking for unit and sooo happy I went with my gut feeling! The best, they come out and service too, extremely happy.

Jodi Lasky

Your Expert you send out was so honest with me he was so nice and professional he told me what to do that I didn’t need what I thought I did I’m so use to people coming out and try to take me to the cleaners specially I’m a Senior a Woman and living alone if I ever need any service done I will call you in a Heartbeat you r Technician Danny was super nice and very Professional I’m so glad I found this Company

Ondina Santa Maria

In the 5 years that I have lived in my SF valley home, I have had my AC and furnace die on me. Mike and his team gave me a great deal on new HVAC system, and 2 years later the furnace. I work in the construction industry, and confirmed quality installation and equipment. They paid attention to the little things too, which carries over in my experience. SoCal did maintenance, and the technician Dave recommended improving the duct intakes and filter system. Cannot wait for my home to be colder than a polar bear’s toenails this summer.

David Sire

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